Guided by his dedication to his family, faith and community, Francis X. Kelly Jr. has carved out an exemplary role in public service, business and civic involvement – a career grounded in a deep spiritual commitment to personal ethics and professional integrity.

Frank founded Kelly & Associates Insurance Group, Inc. with his wife, Janet, in 1976 in their Timonium basement. Today he is Chairman of KELLY, one of Maryland's fastest growing privately held companies and the region’s leading health insurance broker/administrator with over 13,000 corporate clients. The expanding enterprise now includes payroll and workers compensation administration and employs close to 400 people at its Hunt Valley and regional offices.
 

A native of Brooklyn, N.Y., Frank graduated with a B.S. degree in economics from Villanova University, and then served six years in the Army National Guard. A decade later, he was elected to the Maryland State Senate from northern Baltimore County, the start of a 12-year tenure defined by leadership, effectiveness and compassion.
 

Senator Kelly helped establish the Spending Affordability Committee that has saved Maryland taxpayers billions of dollars. In 1984, he chaired a special joint committee on state employee health benefits. Its innovative recommendations saved taxpayers over $20 million annually. As chair of the Senate Budget Subcommittee on Health, Education and Welfare, he supported some 20 driving-while-intoxicated laws and advocated for expanded alcohol and substance abuse rehabilitation programs.
 

For years, he worked in close collaboration with Dr. R Adams Cowley, the father of modern shock trauma, and was primary sponsor of a law creating the R Adams Cowley Shock Trauma Center. The University of Maryland School of Medicine named a trauma surgery chair – the first in the nation – after Senator Kelly.

Frank spearheaded privatization of the debt-ridden, $200 million University of Maryland Hospital – a highly successful transformation that created a $3 billion statewide system which is a national model of profitability, patient safety and medical effectiveness.

Since 1984, Frank has been on the University of Maryland Medical System Board of Directors. He continues to chair its Shock Trauma Center Board of Visitors and the University of Maryland Medical Center Board. Two successive governors have appointed him to the University System of Maryland Board of Regents, where he chairs the Finance Committee.

Among his other Annapolis achievements, Senator Kelly led a joint committee that upgraded and established protocols for Maryland’s unique Medevac system; sponsored Maryland's famed auto "Lemon Law;" pushed for higher education reforms that resulted in a new governance model for the University System of Maryland; cast the crucial vote for the Maryland Stadium Authority, which has built Oriole Park and Ravens Stadium; and helped bring light-rail to Hunt Valley from Baltimore City.
 

Frank Kelly has been a trusted adviser to governors of both parties and to other political and business leaders. He is a driving force for positive change.

He proved this in chairing the Board of Trustees of the Community College of Baltimore County (1996-2005), where he combined three colleges (Catonsville, Essex and Dundalk) into a single, multi-campus institution that is the state’s largest community college system. CCBC’s Hunt Valley Center is named in his honor. Frank also served 14 years as vice chair of the Morgan State University Board of Regents (1991-2005).

Today, Senator Kelly sits on the boards of Living Classrooms, Leadership Baltimore County, Sparrow House and the Fellowship of Christian Athletes (Maryland).

Recently, he and Janet received The Children's Guild Sadie Award. The group also named its Autism Center after them. Additionally, the Kellys were honored by the Association of Fundraising Professionals as that non-profit’s Philanthropists of the Year.

He and Janet co-chaired the Stella Maris Hospice capital campaign and have hosted numerous galas for the Cal Ripken, Sr. Foundation that Frank now chairs. In addition, Senator Kelly is spearheading the University System of Maryland, Baltimore’s $650 million capital campaign; Shock Trauma’s $160 million building campaign; and has been prominent in revitalizing the Calvert Hall College High School campus.

Senator Kelly’s awards include: the first recipient of the Baltimore Health Underwriters Association's "Person of the Year" award; elected to the Maryland Health Underwriters Hall of Fame; the Maryland Motor Truck Association's "Man of the Year" award; Stuart Macht Award for Business Excellence (Baltimore County government); Baltimore County Chamber of Commerce's Business Hall of Fame; Boy Scouts of America’s Health Services "Good Scout" award; the Cal Ripken, Sr. Award from the Cal Ripken, Sr. Foundation; the Chimes Hall of Fame; the Dyslexia Tutoring Foundation’s "Man of the Year;" the American Trauma Society’s Distinguished Achievement Award, and induction into the Monsignor Bonner High School (Drexel Hill, PA) Hall of Fame.

In 2011, Frank and Janet proudly celebrated their 50th anniversary. It is a partnership dedicated to faith and family (22 grandchildren). All of their sons, Frank III, John, David and Bryan, work with their father at KELLY – a genuine privilege for Frank and a formula for success that has taken the company to a level he never dreamed possible. 

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Learn more about Senator Francis X. Kelly:

 Ripken leads campaign for Shock Trauma Center

The Children’s Guild Announces Sen. Francis Kelly and Janet Kelly Honorees at Cabaret for Kids

Kellys honored at Ripken Foundation Gala

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 Frank Kelly III serves as CEO of Kelly & Associates Insurance Group Inc., Kelly & Associates Financial Services Inc., and Kelly Integral Solutions LLC (KELLY).  As a group insurance administrator, broker, and consultant specializing in health care, KELLY has been recognized as the largest employee benefits administrator in Maryland and one of the largest in the Mid- Atlantic region. KELLY has also developed an integrated payroll and workers compensation insurance solution that is growing rapidly. Since Frank was named President in 1994, KELLY has grown from a corporate client base of 1,000 to more than 12,000. Annualized premiums and payroll administered and under management have risen from $20 million to over $1.5 billion.  Frank was named CEO of KELLY in 2007.

 
A past president of both the Baltimore Association of Health Underwriters (BAHU) and the Maryland Association of Health Underwriters (MAHU), Frank Kelly III has earned professional designations as a Registered Employee Benefit Consultant (REBC), Registered Health Underwriter (RHU), Health Insurance Associate (HIA), Life Underwriting Training Council Fellow (LUTCF), and Chartered Life Underwriter (CLU). Frank was honored as the BAHU person of the year in 2001.  He was recognized in 2003 by the Baltimore Business Journal as a “Top 40 Under 40” and has been recognized (2008 – 2010) as a Baltimore Smart CEO and Future 50 award winner.

 
Frank obtained his insurance license in 1984 while still in college and worked at the company in telephone sales during the summer months. Two years later, he became an account executive for small businesses in trade associations. In 1988, Frank was named sales manager and then in 1989, vice president of sales for the company. When he was promoted to Executive Vice President in 1991, he assumed responsibility for overall marketing and all operations of the company. In 1994, Frank was named President of KELLY and in 2007, he was named CEO.

 
Outside the office, Frank is involved in many community and civic activities. He is past Chairman of the Board of the Baltimore County Chamber of Commerce, where he served as a Board member from 2001-2009. He was on the Baltimore County Department of Social Services Board for many years and served as its Chairman from 2003 to 2005. Frank is immediate past Chairman of the Leadership Board of the Maryland/Delaware Fellowship of Christian Athletes (FCA), a role in which he served from 1994 through 2009.  He also served on the FCA National Board of Trustees from 1997 to 2003, and currently serves as Vice Chairman of the FCA Lacrosse Leadership Board.  Frank is currently on the Board of Trustees of Calvert Hall College High School and the Maryland Zoo in Baltimore.

 
A 1986 graduate of Cornell University with a degree in Business Management, Frank was recognized as a Red Key Scholar Athlete, played football and captained the lacrosse team, where he was an All Ivy League selection. His interest in lacrosse continued after college with several seasons of professional box lacrosse for the Baltimore Thunder of the Major Indoor Lacrosse League and many years with the Maryland Lacrosse Club, where he was an All Club Selection.  Frank is a part-time assistant lacrosse coach at Calvert Hall College High School in Towson, MD, and has coached youth teams in soccer, football, basketball, baseball and lacrosse.

 
Frank and his wife, Gayle, have been blessed with four children, Frankie, Stephen Patrick, Jacqueline Lee and Joseph Kim. They live in Lutherville, Maryland.
 

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David Kelly is a member of the Company’s Executive Management Team and a seasoned benefit services professional. His rare balance of strategic insight, operational expertise and sales/marketing savvy has allowed him to become a driving force behind the successful growth of Kelly & Associates Insurance Group and Kelly & Associates Financial Services, Inc. Currently, David is President of KTBSPayroll and KTBSWorkComp, as well as Executive Vice President of Sales and Marketing for Kelly Benefit Strategies, the direct sales division of Kelly & Associates Insurance Group.  In addition to these responsibilities, David directs the business acquisition and facility management activities of the Company.

A native of Baltimore, Maryland, David attended the University of North Carolina, where he played on the 1986 NCAA National Championship lacrosse team. He lettered all four years in lacrosse for the Tar Heels and received a Bachelor of Arts degree in political science. David obtained his health and life insurance license in 1984. While attending college, he worked in the summers as a sales representative for KELLY.

Upon graduating in 1989, David joined Kelly & Associates Insurance Group full- time, with the responsibility of growing the firm’s property and casualty insurance agency. In 1991, the agency was sold, to allow Kelly & Associates Insurance Group to focus on becoming a premier benefits broker/administrator. To ensure the smooth transition of the agency, David was named President of the new corporation, Kelly-Murray Insurance Group, with offices in Pennsylvania and Maryland. Upon returning to Kelly & Associates Insurance Group in 1994, David assumed responsibility for sales and marketing, within Kelly Benefit Strategies.

As a widely respected benefit professional, David has provided guidance to both privately and publicly held companies, including Fortune 500 companies. He has a proven track record of developing innovative benefit solutions, as well as identifying opportunities for cost reduction within benefit programs.

David is active in community affairs. He serves on the Board of the Dyslexia Tutoring Program, which helps children from lower-income families to overcome their reading difficulties. Additionally, David helped to establish and is also a Board member of the Troy Vance Foundation, which presents a scholarship each year to a graduating senior at Loyola High School.

David and his wife, Melissa, have six children, David Jr., Patrick, Timothy, Caroline, Eyasu, and Gibitu. David spends much of his leisure time coaching his children in soccer, basketball and lacrosse. The family lives in Timonium, Maryland. 

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Learn more about David Kelly:

Calvert Hall lacrosse features a Kelly dynasty

Kelly cousins fuel season opening win for Calvert Hall

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As the Chief Operating Officer of KTBSPayroll, Deborah is responsible for leading the integrated operational activities of KTBSPayroll, directing the senior payroll management team, developing corporate payroll policies, interacting with sales and marketing , and spearheading new product development. For the majority of her time at KELLY, Deborah was Senior Vice President of Finance & Accounting and Corporate Controller, which included being responsible for broker compensation, account reconciliation, billing, and carrier remittance. She has been vital to the growth of the KELLY organization and has been an integral part of the development and success of KTBSPayroll since its inception in 2005.

Deborah has been in the health insurance industry for nearly 20 years and with KELLY since 1993. She received her Bachelor of Science degree in Finance from Salisbury University and is a certified public accountant.

As Vice President of Tax, compliance, and Implementation, Chris oversees the setup of all new business as well as all tax payment and filing activities. Chris joined KELLY in March of 1999 and has served in various accounting and management positions within the KELLY organization. He attended York College of Pennsylvania where he received both a Bachelor of Science degree in accounting and a Masters of Business Administration (MBA).

As the Director of Payroll & HR Services, Hetal oversees the team that is responsible for the day to day needs of current payroll accounts. This team is responsible for all aspects of payroll processing and the integration with KELLY benefits. Hetal joined KELLY in August of 2003 and has held a variety of positions which has allowed her to bring an extensive benefits and HR background to KTBSPayroll. She has her Bachelor of Science in Biology from University of Maryland, Baltimore County and currently holds her health and life license.

As the Manager of Payroll Services, Heather oversees the daily functions of the payroll processing team. Heather joined KELLY in 2009 and brings both payroll processing experience as well as payroll tax knowledge with her. She has her Bachelor of Science degree from the Martin J. Whitman School of Management at Syracuse University.